Apply.priority plus financial.com: 3 Things To Know

Ben Avatar
This article is for informational purposes only and should not be construed as legal or financial advice.
Did you receive a mailer (like the one below) from Priority Plus Financial claiming you are pre-qualified for a loan with rates as low as 5.95%? When you go online to apply at the website listed on the mailer, does it take you to a page where you input all of your information, just for it to tell you that you do not qualify? 
The mailer sent by Priority Plus

Who is Priority Plus Financial? 

When searching up Priority Plus, you may be wondering who they are and what they are offering. It seems as though Priority Plus pitches debt consolidation loans, but actually discusses debt settlement when you speak with them on the phone. Both a loan and a program can be great options, but it varies case by case when figuring out which is better for your situation. 
 
The biggest difference between a loan and a debt settlement program is that in a loan funds are added to your account, whereas in a program, funds are taken from your account. In a loan your accounts can remain open and your credit score can actually improve. In a debt settlement program your accounts close, and your credit score takes a pretty big hit because you have to fall behind on your accounts. 
 

Priority Plus History

When researching Priority Plus, I was able to find some history on them. On the BBB page for Priority Plus, it showed they have been around for 4 years. Under their FAQ section, it mentions that being “pre-approved” does not mean automatically being approved. We wrote another article discussing more about Priority Plus, if you have any interest in reading it. 
 

Priority Plus Reviews

When I am reviewing companies, I do my best to pull reviews from the most unbiased sources. I want to read both the positive and the negative reviews to get a sense of my potential experience.

BBB

Priority Plus had about 90 reviews on BBB, which I found helpful to be able to hear about other’s experiences. They have a 4.42 out of 5 and an A+ overall rating. 
Priority Plus on BBB with a 4.42 rating
 
One positive review I found super interesting was someone who mentioned they had a great customer experience with the representative they spoke with, but they were unable to receive a loan. She still appreciated the explanation of the alternative program and she thinks she will decide to move forward with it.
 
a review stating they did not qualify for a loan, but they were offered another solution
 
The negative reviews discussed how they were struggling with the fact they went into the conversation expecting a loan, but when they started to speak with them, they realized it was potentially not as it was advertised.
 
A negative review discussing how they feel as though priority plus is a lie
 

Google 

I found Google reviews on Priority Plus. They had over 100 reviews, ranging from 1 star to 5 stars. Overall, they have a 4.2 out of 5. 
 
Apply.priority plus financial.com Google Rating and Reviews
 
The negative reviews discussed how this was a classic bait and switch scenario where they tell you that you are pre-qualified for a debt consolidation loan, but they end up offering a debt consolidation program (debt settlement) which is often not what people are looking for. 
A negative experience working with priority plus
 
The positive reviews discussed how they appreciated the time Priority Plus spent looking up their information and not just looking at their credit score. It helped them be able to qualify for a great loan situation that worked for them.
 
A positive review talking about how thankful they are for priority plus looking at all of their information
 

How Much Does Priority Plus Cost In Fees?

It may vary case by case on how much Priority Plus will charge you. You can use our free debt relief calculator below to compare Priority Plus monthly payments to other options, as well as exploring what may be best for your situation. You can explore bankruptcydebt management, debt payoff planning or other debt settlement companies. 

What if I want a Debt Consolidation Loan? 

If you applied for Priority Plus after receiving the mailer, chances are, you are interested in a loan! We recommend two different loan websites who may be able to help you out. They will do a soft credit pull to see if you qualify for any loans. 
 

Conclusion 

In conclusion, it appears as though Priority Plus may be sending out a lot of mailers for those who need help tackling their debt. They may provide loans, but they may also discuss debt settlement and may get you to sign up for something you weren’t looking for. Please do your research, ask questions.

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2 responses to “Apply.priority plus financial.com: 3 Things To Know”

  1. Sharlene Berryhill Avatar
    Sharlene Berryhill

    I have really been trying to get a loan šŸ’µ for almost 2 months with no avail! I keep getting debt relief mail with large amounts and after going to different sights I get a dear John letter telling me sorry you arenā€™t approved! I have gotten overwhelmed with high interest rates on my credit cards because I am going out of town getting medical treatments and I must stay overnight. I am using my card too much and I continue to pay my bills every month but the interest is so high that I canā€™t get the balance to lower a little and sometimes not at all!

    1. Ben Avatar
      Ben

      Hey Sharlene, I am sorry for what you are going through. Would you be able to give me a call at 833-272-3631? I’d like to understand more context about your situation.

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 08/21/2023

My family was grappling with the burden of credit card debt. We had explored various avenues, including debt relief companies and consolidation loans, but everything seemed dubious and left us feeling uncertain. That all changed when I came across Ascend and had the opportunity to connect with Justin. He reached out to me on the very same day, and from that point forward, things took a turn for the better.

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Ben and his assistant Jeffrey from Ascend Finance did an awesome job helping me to find an attorney who could talk with me openly and honestly about Chapter 13 as an option for my financial situation. Before finding out about Ascend’s bankruptcy calculators, I was stuck on a wheel of countless offers for consolidation loans, but always steered towards debt settlement or debt management plans over and over again due to my credit score and high utilization percentage. Based on data I entered into Ascend’s calculator, Ben and Jeffrey reviewed my situation and quickly connected me with a skillful, experienced bankruptcy attorney. I finally feel like I’m on the best path to being debt free; one that will save me a lot more money than any of the debt settlement or debt management programs that other companies and agencies have offered me… THANKS Ben, Jeffrey and Ascend!!

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These guys are truly a beacon for those of us with too much debt. From the start where I found Ben on the YouTube channel Ascend I have been treated as a real person by real people. Even getting a personal call helping me figure things out. I went through one of the lawyers recommended by Ascend and as of January 2nd I am debt discharged, and already have a great credit card from Mission Lane for $2000. Things are getting back into place and my life feels so much less stressful due to the weight of debt being off my shoulders.

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