Forward Funding Reviews: Did You Get The Mailer?

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Did you get a mailer stating that you were pre-selected with an invitation to apply debt consolidation loan from Forward Funding, and wondering what the reviews state?
 

I had a call today with someone who got pre-selected for a loan, but did not qualify for the loan, but did qualify for a debt consolidation program (also known as debt relief/debt settlement). 

The program rate was over 50% less than what she was paying, but after the call with the representative, she had some questions about the program.

The gal ended up enrolling in the debt relief program, but was wondering what the potential cons of signing up for debt

Let’s look at the reviews I found.

My Initial Review

I write a lot on debt companies because I always like to understand whether how long these companies have been around, and what may be going on behind the scenes.

What I found interesting about Forward Funding is that the website may be quite new. I used Wayback machine to check how long a website might have been around, and it states that the website’s scrape was just March 23, 2024, about a month ago.

Picture of wayback machine of forward funding

I am also curious why Forward Funding states that states it has a lending license that you can click on (source: forwardfunding.com/licenses/), but it is not a link.

Picture of Forward Funding licenses page

Reviews

Forward Funding has maintained mostly positive reviews on TrustPilot with a 4.6 rating based on 33 reviews.

A positive reviews mentions that the company has helped them manage their debt.

A negative review questions the legitimacy of the positive reviews.

Let’s look at the BBB rating and reviews.

BBB

Forward Funding has mostly positive reviews on BBB with a 4.85 based on 26 reviews. The BBB file was just opened in November 20, 2023.

Picture of Forward Funding BBB page

Conclusion

At this point, I do not have enough information to understand what exactly this company does. Do many people get the pre-approved loan or do many of the people end up going to a debt consolidation program?

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Reviews

★★★★★

5.0 stars from 280+ reviews

Synthia DuBose

 08/21/2023

My family was grappling with the burden of credit card debt. We had explored various avenues, including debt relief companies and consolidation loans, but everything seemed dubious and left us feeling uncertain. That all changed when I came across Ascend and had the opportunity to connect with Justin. He reached out to me on the very same day, and from that point forward, things took a turn for the better.

I provided Justin with an overview of our financial situation, our objectives, and the timeline we hoped to achieve our goals within. He promptly outlined the possible courses of action and presented a thorough breakdown of our various options. What truly stood out was Justin’s approach—he never pressured me into making a quick decision. Instead, he offered me the information and allowed me to ask questions at my own pace.

Upon selecting the path we wanted to pursue, Justin facilitated our connection with a non-profit organization. Much to our delight, they exhibited the same level of courtesy, expertise, and patience that Justin had demonstrated. In retrospect, the entire experience instilled a sense of confidence within us. We now believe we have a solid foundation and are well on our way to achieving financial success!

Dahveed Krisna

 07/26/2022

Ben and his assistant Jeffrey from Ascend Finance did an awesome job helping me to find an attorney who could talk with me openly and honestly about Chapter 13 as an option for my financial situation. Before finding out about Ascend’s bankruptcy calculators, I was stuck on a wheel of countless offers for consolidation loans, but always steered towards debt settlement or debt management plans over and over again due to my credit score and high utilization percentage. Based on data I entered into Ascend’s calculator, Ben and Jeffrey reviewed my situation and quickly connected me with a skillful, experienced bankruptcy attorney. I finally feel like I’m on the best path to being debt free; one that will save me a lot more money than any of the debt settlement or debt management programs that other companies and agencies have offered me… THANKS Ben, Jeffrey and Ascend!!

JorJor Binks

 02/09/2024

These guys are truly a beacon for those of us with too much debt. From the start where I found Ben on the YouTube channel Ascend I have been treated as a real person by real people. Even getting a personal call helping me figure things out. I went through one of the lawyers recommended by Ascend and as of January 2nd I am debt discharged, and already have a great credit card from Mission Lane for $2000. Things are getting back into place and my life feels so much less stressful due to the weight of debt being off my shoulders.

PLEASE give these guys a call if you are even considering any sort of debt relief be it bankruptcy, consolidation, or whatever other types of debt relief are out there. I can’t thank the Ascend team enough. (I was not paid to post this, or told to do this. I am genuinely so thankful to have the help when I needed it most♥️)

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