Clear Creek Legal Reviews: 3 Things to Know

Ben Avatar
2/7/2024 Update: We have heard of clients that have had challenges reaching Clear Creek Legal. Here’s the Clear Creek Legal phone number. We have spoken with 2 people that are also contacting Global Holdings (potentially the escrow account that Level One Law uses) directly potentially at (877) 271-1550 to get their money back, but haven’t seen success yet. We will plan to continue to provide updates when we have them.
 
 
On 1/29/2024, I shot and uploaded this law firm. Please considering watching the video to learn more.
 
 

So, did you receive a Panther Funding or Golden Eagle Lending mailer that pre-qualified you for a low interest debt consolidation loan? Did you get denied for the loan, but a Strategic Consulting representative stated that you qualified for Clear Creek Legal’s debt consolidation program (similar to this BBB complaint)?

If this is you, this article is for you. We will look at how these companies work, the BBB reviews and rating, and what Redditors say.
Clear Creek Legal BBB complaint per Strategic Consulting
 
Let’s get started.
 

What is Clear Creek Legal?

According to Pennsylvania’s business filings, Clear Creek Legal is an active company as of 11/21/2022. It’s interested entity is related to Dakis Legal Group LLC, which goes in line with the BBB page that states Gabe Dakis is the founder.
 
Picture of Clear Creek Legal Pennsylvania business filing
 
Clear Creek Legal appears to offer debt consolidation program.
 

As a refresher, a debt consolidation program is also often known as debt settlement. This is different from a debt consolidation loan, which involves receiving funds in your bank account. If you are searching for a debt consolidation loan, there are three companies that we recommend that only perform a soft credit check and do not charge prepayment penalties. Keep in mind that it may be helpful to compare rates from multiple sources to get the best deal. If you are unable to qualify for a debt consolidation loan, debt settlement may be an option to consider.

Debt settlement involves a third party negotiating and settling your debts on your behalf with the goal of finding a lower payment that will fully satisfy the debt you owe. For example, a debt settlement company may try to settle a $10,000 credit card balance for $5,000, potentially saving you money and lowering your monthly payment. However, it’s important to note that debt settlement may not be the best option for everyone as you can be sued while in a debt consolidation program and your credit score may drop.

If you are struggling with debt and cannot get or do not want a personal loan to consolidate it and unsure of what to do next, we have created a free, unbiased debt options comparison calculator that provides a range of options that may fit your budget. The data is personalized to your income and expenses, so you can get accurate costs, pros and cons, and options without even having to provide your email address.

Clear Creek Legal History

One of my favorite things to do is utilize WayBack machine to understand potential age of a company’s website. When I used WayBack machine to find Clear Creek Legal, I found that the website may have created on or around March 12, 2023, which means that the company could be very new. It also could mean that there were just no screenshots pulled before that time frame.
Wayback machine picture of Clear Creek Legal showing lack of history.

Has Your Credit Been Negatively Affected? What Are Alternatives?

You joined a debt consolidation program, and now you may have been sued for unpaid debt and your credit score may have plummeted. So, what are alternatives to debt consolidation?

We built a free debt consolidation alternatives calculator below that compares cost, duration, and pros and cons of key debt consolidation alternatives.

 

To help you make an informed decision, let’s look through the Clear Creek Legal Group BBB and Reddit Reviews.

Clear Creek Legal Group Reviews

Let’s look at the reviews.
 

BBB

On BBB, Clear Creek Legal got it’s BBB rating revoked and currently has a 1.88 rating based on 8 reviews. The section below states why Clear Creek Legal had it’s accreditation revoked, but let’s look at the reviews and complaints as well.
 
Picture of Clear Creek Legal BBB page and rating.
 

Complaints

There were 3 Clear Creek Legal BBB complaints. Let’s go through 2 of the complaints. The first mentioned how it was difficult to get a refund.
Picture of Clear Creek Legal LLC BBB complaint.
 
The second complaint mentions how all of the fees were taken from his/her account when they decided to cancel.
Picture of Second Clear Creek Legal LLC BBB complaint.
 
Let’s look at the reviews.
 

Reviews

There were 6 1 star reviews, 1 5 star and 1 4 star review for a rating of 1.88.
 
The first review mentioned how they were promised a full refund, but that they never received a refund. Instead, the individual stated that additional fees were due.
Picture of Clear Creek Legal LLC BBB review
 
Let’s look at what I found on Reddit.
 

Reddit

I like to see what Redditors say as I find that it feels less biased. Unfortunately, I could not find anything on Reddit related to Clear Creek Legal despite trying the search multiple different ways.
 
Picture of Google search of "Clear Creek Legal" debt consolidation reddit Google search
Let’s look at how fees may be taken from your account.
 

Does Clear Creek Legal Group Law take fees before the first settlement?

One question to ask is whether Clear Creek Legal takes fees before settlement. This may be okay if it’s a law firm entity, but we have found recently that there are law firms that contract their work out to other entities. If the law firm contracts most of the negotiations work to a debt settlement firm and then pays that debt settlement firms upfront, then it may be that the debt settlement firm actually gets payment before the first settlement.
 

What Are Your Options If You Don’t Qualify for a Debt Consolidation Loan?

We have 3 debt consolidation loan providers that we vetted, but let’s say that you don’t qualify for any debt consolidation loan.

If you are unable to obtain a debt consolidation loan from Clear Creek Legal LLC, what are your other options? If you are struggling to pay off your debt and have a high debt-to-income ratio, you may want to consider non-profit credit counseling, debt settlement, or debt payoff planning. If you are already experiencing financial hardship, bankruptcy may also be an option to consider.

To help you understand your choices and the associated costs, we have created a free debt options calculator that does not require you to provide your email address. If you would like additional assistance, however, you can opt to leave your email address to receive additional free resources.

 

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4 responses to “Clear Creek Legal Reviews: 3 Things to Know”

  1. Karla Wood Avatar
    Karla Wood

    WE too are victims of Clear Creek Legal and this Dakis fella. You do know that he is reported to be deceased? If any one know of a current lawsuit against these two, please let me know at [email protected] We want to sue them too.

    1. Ben Avatar
      Ben

      Hey Karla, I am so sorry to hear about your experience. Deceased, really? Have you been able to find out what to do with the debt?

  2. Michael Beaulieu Avatar
    Michael Beaulieu

    I’m in the same boat with clear creek legal and I’m being sued by discover bank with no action being taken on the part of clear creek. I sent them a copy of the litigation and court date twice and got a confirmation email,but when I called to verify the lady told me that she didn’t see a record of it, what do I do?

    1. Ben Avatar
      Ben

      I am sorry to hear that, Michael. Justin or I will give you call shortly to chat shortly.

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Reviews

★★★★★

5.0 stars from 280+ reviews

Synthia DuBose

 08/21/2023

My family was grappling with the burden of credit card debt. We had explored various avenues, including debt relief companies and consolidation loans, but everything seemed dubious and left us feeling uncertain. That all changed when I came across Ascend and had the opportunity to connect with Justin. He reached out to me on the very same day, and from that point forward, things took a turn for the better.

I provided Justin with an overview of our financial situation, our objectives, and the timeline we hoped to achieve our goals within. He promptly outlined the possible courses of action and presented a thorough breakdown of our various options. What truly stood out was Justin’s approach—he never pressured me into making a quick decision. Instead, he offered me the information and allowed me to ask questions at my own pace.

Upon selecting the path we wanted to pursue, Justin facilitated our connection with a non-profit organization. Much to our delight, they exhibited the same level of courtesy, expertise, and patience that Justin had demonstrated. In retrospect, the entire experience instilled a sense of confidence within us. We now believe we have a solid foundation and are well on our way to achieving financial success!

Dahveed Krisna

 07/26/2022

Ben and his assistant Jeffrey from Ascend Finance did an awesome job helping me to find an attorney who could talk with me openly and honestly about Chapter 13 as an option for my financial situation. Before finding out about Ascend’s bankruptcy calculators, I was stuck on a wheel of countless offers for consolidation loans, but always steered towards debt settlement or debt management plans over and over again due to my credit score and high utilization percentage. Based on data I entered into Ascend’s calculator, Ben and Jeffrey reviewed my situation and quickly connected me with a skillful, experienced bankruptcy attorney. I finally feel like I’m on the best path to being debt free; one that will save me a lot more money than any of the debt settlement or debt management programs that other companies and agencies have offered me… THANKS Ben, Jeffrey and Ascend!!

JorJor Binks

 02/09/2024

These guys are truly a beacon for those of us with too much debt. From the start where I found Ben on the YouTube channel Ascend I have been treated as a real person by real people. Even getting a personal call helping me figure things out. I went through one of the lawyers recommended by Ascend and as of January 2nd I am debt discharged, and already have a great credit card from Mission Lane for $2000. Things are getting back into place and my life feels so much less stressful due to the weight of debt being off my shoulders.

PLEASE give these guys a call if you are even considering any sort of debt relief be it bankruptcy, consolidation, or whatever other types of debt relief are out there. I can’t thank the Ascend team enough. (I was not paid to post this, or told to do this. I am genuinely so thankful to have the help when I needed it most♥️)

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